Tuesday, August 5, 2008

Consumer Credit Counseling Service Debt Management

Consumer Credit Counseling Service Debt Management - this was a search used to find the information on this page, I hope it is helpful to you...

Some lenders offer 0 percent APR balance transfers for a limited time for new cardholders. The simple solution of getting out of debt and staying out of debt is to spend less than you earn.

But the best way to manage debt is to take steps to avoid it. If you have assets with some significant equity, such as a home or a car you may be able to use these to get control of your debt.

Record all of your Interac purchases and save your credit card transaction slips. You just might be surprised at the strong possibility that you spend more than you earn. It works by handing over the management of your debts to a specialist company or agent, who will contact your creditors on your behalf and negotiate a way forward, such as lowering interest rates, extending the repayment term, or cancelling previous fees and charges.

And if you are serious about taking back your life, then it is high time to start the process. To regain control of your life and finances, you have to continue to apply the principles you have learned.

Consumer Credit Counseling Service Debt Management

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